Free Credit Report Uk
2 Good Reasons Why You Should
Get Your Free Credit Report Uk
Many people only become aware that something is amiss with
their credit at the point they are declined credit card credit
or other forms of borrowing.
Yet, with the opportunity to get a free annual credit report,
there really is no need to wait for such an unfortunate event.
It is good practice to take a look at your credit report from
time to time, to see what is being recorded about you. This
should be irrespective of whether or not you are actively
applying for or are using credit card credit, loans, a mortgage
or any other borrowings.
If you are a little complacent about checking your credit reports,
bear in mind that if the information on your credit report should
in any way be inaccurate, this could have far reaching
implications and may affect important decisions concerning
your credit status, credit card credit borrowings, and even
your employment prospects until such time that you have the
Unlike the £2 fee required in order to get a copy of your
statutory credit report - Uk, it makes a refreshing change to know
that you can now get your free credit report, without the need for
free trials that more often than not, con you into parting with
your hard earned cash.
You are entitled to a yearly, free UK credit report, courtesy of
annualcreditreport.co.uk. They were launched in June 2006 with the
aim of giving access to a free annual credit report to every one in
the uk. Annual Credit Report is operated by
Credit Reporting Agency Limited, a free credit report uk company
that is registered as such (by the Office of Fair Trading). As an
independent company, they claim no links to any government agency,
lender, credit card company, bank or building society. (Us
Now, there is absolutely no excuse why you should not apply for
your free uk credit report. It is an invaluable service,
particularly if you are concerned about identity theft/fraud; or
if have recently been refused credit card credit; have been
declined any other form of credit borrowing; or you might just
want to reassure yourself that nothing adverse is recorded on
your Uk credit report.
How To Get Your Free Credit
To access your free credit report uk with annualcredit
report.co.uk, you will first need to sign up with them. Once
registered, you will automatically receive a free online credit
report every 12 months, however, for the privilege, it is a
requirement that you agree to receive monthly emails from them.
It only takes a few seconds and is well worth the effort.
You will not be required to divulge any of your credit card
details, your telephone number or other sensitive financial
Following the initial sign-up, you will be sent via post an
access code. You then use the code to get your free credit
report uk, online. According to annual credit card.co.uk, the
whole process should take only a couple of days.
They also offer an online UK credit report authentication service
to those who need to access their free uk credit report instantly.
There is however a small charge for this additional service.
You can also choose to receive notification of your credit score
for a further small fee of £3.77, which they claim is a cheaper
rate than that charged by other credit reference agencies.
And there you have it! A free credit report Uk service that will
automatically send you an annual credit report on the date you
signed up, with no more effort needed on your part.
Learn more about your credit report rights in
The content on this site is purely for information purposes only
and is not intended to replace your seeking professional financial
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